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Learn why so many choose us as their Reverse Mortgage partner.

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Be the expert who delivers accurate Reverse Mortgage quotes.

Your Strategic Partner

Since 2013 we've proudly served as a trusted and licensed direct lender across 49 states and 2 US territories. At OneTrust, our unwavering commitment to Integrity, Transparency, Innovation, and Greatness sets the foundation for our collaborative approach with business partners navigating the ever-changing mortgage industry.

We are a Ginnie Mae, Fannie Mae, and Freddie Mac approved powerhouse, offering an extensive array of loan options ranging from Reverse to Traditional, Portfolio, and Construction Loans.

With a keen eye on technology and service, OneTrust Home Loans is uniquely positioned to address the evolving financing needs of the 55+ demographic.

Unique Programs for Each of Your Clients

Explore the tailored solutions and extensive support we provide to our business partners at every step. Your success is our priority. Partner with OneTrust Home Loans and discover a new level of excellence in the mortgage industry.

Retirement Lending

  • HECM
  • Adults 62+
  • FHA Lending Limit

  • 55+ Specialty

  • Reverse Mortgage
  • Adults 55+
  • up to $4MM Loan Amount

Why Our Partners Love Working With Us!

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David H.

CPA

Choosing OneTrust Home Loans as my Reverse Mortgage partner was an easy decision. Their systematic approach and dedication to customer service made me feel confident when referring my clients. I trust that my clients will be well taken care of when I send them to OneTrust. They are truly experts in this field.

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Gaby J.

Mortgage Broker

Partnering with OneTrust Home Loans on deploying reverse has allowed me to serve more borrowers and referral partners without the normal barriers to entry that typically comes with deploying a new product. The streamlined process has led to a noticeable increase in client satisfaction and has opened up new avenues for growth and service expansion in our offerings.

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John M.

Loan Officer at Local Credit Union

As a loan officer at a local credit union, I provide financial advice to members throughout their lifetimes. While my credit union doesn't offer reverse mortgages, I'm grateful to have OneTrust Home Loans as a trusted resource. They've helped me identify when a reverse mortgage might be suitable for our members. My priority is always to help our members and put their needs first, and OneTrust consistently delivers on this commitment.

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OneTrust Home Loans, a dba of Calcon Mutual Mortgage LLC, NMLS
#46375 (www.nmlsconsumeraccess.org)

© 2019 - 2025 OneTrust Home Loans

By refinancing your existing loan, your total finance charges may be higher over
the life of the loan. (Reference: 10 VAC 5-160-60 (F))

3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807.All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice.